TYPE	INTEREST RATE
Prime Lending Rate (PLR)	12.00% p.a.
Housing Loans	8.00% p.a. - upto Rs 35 Lakhs for Women 8.10% p.a. - upto Rs 35 Lakhs for others 8.60% p.a. - above Rs 35 Lakhs
Personal Vehicle Loan	8.50% p.a. - New Vehicle 8.75% p.a. - Second Hand Vehicle
Super Bike Loan	10.50% p.a. - upto Rs. 1.00 Lakh 10.00% p.a. - above Rs. 1.00 Lakh 9.50% p.a. - Citizencredit Salary Account Holders 9.50% p.a. - Corporate Salary Account (CSA) holders
Loans against Gold / LIC / NSC / Govt Securities	Gold - 9.75% LIC - 11.50% NSC - 11.50% Govt Securities - 11.50%
Loan/ Overdraft Against Property (LAP & OAP)	Rs. 5 Lakh to below Rs. 10 lakh - 12.00% p.a Rs. 10 Lakh and above upto Rs 10 Crore - 11.00% p.a
Reverse Mortgage Loan (Aashraya)	11.00% p.a.
Lease Rental Discounting	12.00% p.a.
Overdraft against Shares and Units of Mutual Fund	13.00% p.a.
Loan Against Bank Deposits	Senior Citizens - 1% above the deposit rate Non Senior Citizens - 2% above the deposit rate Third Party Deposits - 2% above the deposit rate or PLR whichever is higher
Doctor Care	9.50% p.a. - Upto 84 months 11.50% p.a. - bove 84 Upto 120 months
Discounting of Bills under Letter of Credit	10.00% p.a. - For sight LC & Usance LC upto 90 days 10.50% p.a. - For Usance LC above 90 days to 180 days, subject to approval of Managing Director
Pragati Scheme Term Loan / Working Capital Limits	11.75% p.a.
Education Loan	12.00% p.a. - Unsecured Loan 10.00% p.a. - Secured Loan
Travel Loan	13.00% p.a. - Unsecured Loan 12.00% p.a. - Secured Loan
Scheme for Commercial Transport Operators	10.25% p.a.
SME / Corporate loans above Rs 1 crore (based on internal rating)	11.50% p.a. to 12.00 % p.a.
Construction / Real Estate Loans	14% p.a. to 16% p.a.
Penal Interest on overdue advances	2% above interest rate applicable to the advance

SAVINGS BANK DEPOSITS w.e.f. June 22, 2020

Savings - Domestic (Regulated)	3.00% p.a. (on daily balances product)
Savings - NRO / NRE (Regulated)	3.00% p.a. (on daily balances product)

• The bank will not accept deposits beyond 5 years maturity. AUTO RENEWAL OF TERM DEPOSITS Term Deposit will be renewed automatically. Auto-renewal is a separate and independent contract, at the Bank's prevailing interest rates on the date of auto-renewal, for the same period as the original deposit.
• Co operative Bank offers Verity of Deposit interest rates for your Needs, Get Fixed deposit Interest Rates from ITU irinjalakuda, thrissur, kerala.
• Loan Against Bank Deposits: Senior Citizens - 1% above the deposit rate. Non Senior Citizens - 2% above the deposit rate. Third Party Deposits - 2% above the deposit rate or PLR whichever is higher.
• The Bank offers attractive rates on Fixed Deposits for various maturity periods. Facility for drawing interest on a monthly or quarterly basis is also provided. GRUHALAKSHMI DEPOSIT: This is a cumulative term deposit scheme under which money multiplies faster to a yield targeted amount for the customer as per the deposit.

TERM DEPOSITS w.e.f. October 05, 2020

RAP30	3.10% p.a.
RAP90	3.35% p.a.
FD365	4.50% p.a.
FD500	4.75% p.a.
FD1000	5.00% p.a.

Max deposit $1,000,000 – interest rates may be negotiated above this amount; You can choose other terms between one month and four years and earn the same interest as the next shortest term with a specified rate, for example, an eight-month deposit qualifies for the six-month interest rate.

OTHER TERM DEPOSITS w.e.f. October 05, 2020

PERIOD	INTEREST RATE
30 days to 90 days	3.05% p.a.
91 days to 180 days	3.50%p.a.
181 days to 270 days	3.65% p.a.
271 days to 1 year	4.15% p.a.
Above 1 year upto 2 years	4.50% p.a.
Above 2 years upto 3 years	4.60% p.a.
Above 3 year upto 5 years	5.00% p.a.

Co Operative Bank Fixed Deposit Interest Rates In Karnataka

NRE FDR, NRE QIRP OTHER TERM DEPOSITS w.e.f. October 05, 2020

Co Operative Bank Fixed Deposit Interest Rates Kerala

PERIOD	INTEREST RATE
1 year (12 months)	4.15% p.a.
Above 1 year to 2 years	4.50% p.a.
Above 2 years to 3 years	4.60% p.a.
Above 3 years to 5 years	5.00% p.a.